Medicare plans
Whether you're turning 65 or already have Medicare, a licensed agent will compare Medicare Advantage plans, Part D prescription drug plans and plans for people with both Medicare and Medicaid with you, in English or Spanish. We currently offer Medicare plans in Miami-Dade, Broward and Palm Beach counties.
New to Medicare? Start with the basics
This short video from Medicare explains Parts A, B, C and D. For the full guide, read the official Medicare & You handbook on Medicare.gov.
The video plays on YouTube. Citadel Insurance Group is not connected with or endorsed by the U.S. government or the federal Medicare program.
Plans we can help you compare
- Medicare Advantage (Part C) plans
- Part D prescription drug plans
- Plans for people who have both Medicare and Medicaid
Enrollment dates
- Annual Enrollment Period: October 15 to December 7. Plan changes take effect January 1.
- Medicare Advantage Open Enrollment: January 1 to March 31, if you already have a Medicare Advantage plan.
- Initial Enrollment Period: a seven-month window around your 65th birthday, starting three months before your birthday month.
- Moving, losing other coverage or qualifying for Medicaid may give you other enrollment periods. We'll check your dates.
How Citadel Insurance Group helps
We confirm what you want to discuss
Before an appointment, we confirm which types of plans you'd like to talk about.
We review your needs
We go over your doctors, pharmacies and prescriptions with you.
You decide
We explain the plans we offer in your area. You're never obligated to enroll.
Questions and answers
When can I change my Medicare plan?
Most people can change plans during the Annual Enrollment Period, October 15 to December 7. If you have a Medicare Advantage plan, you can also make one change from January 1 to March 31.
What's the difference between Medicare Advantage and a Part D plan?
Medicare Advantage plans are offered by private companies approved by Medicare and include hospital and medical coverage, and often drug coverage. A Part D plan adds prescription drug coverage to Original Medicare.
I'm turning 65. When should I contact you?
A few months before your 65th birthday, so we can review your Initial Enrollment Period and your options with you.
Talk with a licensed agent
A licensed agent will contact you, ask a few questions and compare options with you, in English or Spanish.
Other insurance we offer
- Auto insurance
- Home insurance
- Condo and renters insurance
- Flood insurance
- Boat insurance
- Business insurance
- Workers' compensation
- Health insurance
- Life insurance
Descriptions on this page are general information, not a policy or a promise of coverage. Every policy is subject to the insurance company's underwriting, terms, conditions and exclusions. Not every product or company is available to every applicant.