Health insurance in Florida

We help individuals, families and self-employed people under 65 compare health plans, including Marketplace (Affordable Care Act) plans, in English or Spanish. Employers can also ask us about group health plans.

Get a quote Call (305) 455-3394

What it can cover

Marketplace (Affordable Care Act) plans for individuals and families
Help checking whether you qualify for savings based on your household income
Plans for self-employed people and small business owners
Group health plans for employers

Good to know in Florida

Open Enrollment for 2027 Marketplace coverage starts November 1, 2026. Enroll by December 15 for coverage that starts January 1, 2027.
Outside Open Enrollment, you may qualify for a Special Enrollment Period after events like losing other coverage, moving, getting married or having a baby.
Florida uses the federal Marketplace at HealthCare.gov.
Turning 65? You'll usually move to Medicare. Talk to us a few months before your birthday.

How Citadel Insurance Group helps

Tell us what you need
Call, chat or send a quote request. We'll ask a few questions about you and what you want to protect.
We compare insurance companies
As an independent agency, we compare coverage from several insurance companies and explain the differences in plain language.
We stay with you
After you buy, we help with policy changes, renewals and claims questions.

Questions and answers

When can I sign up for health insurance?

During Open Enrollment, which starts November 1 for 2027 coverage, or during a Special Enrollment Period after a qualifying life event, such as losing other coverage or moving.

Can I get help paying for my plan?

Many people qualify for savings on Marketplace plans based on household income and size. We'll help you check.

What happens to my plan when I turn 65?

Most people move to Medicare. Timing matters, so contact us a few months before your 65th birthday and we'll explain your options.

Ready to compare?

A licensed agent will contact you, ask a few questions and compare options with you, in English or Spanish.

Get a quote Call (305) 455-3394

Other insurance we offer

Descriptions on this page are general information, not a policy or a promise of coverage. Every policy is subject to the insurance company's underwriting, terms, conditions and exclusions. Not every product or company is available to every applicant.